What Health Care Crisis?
There is a crisis but it is definitely a Health Care crisis in this country. Canada and the UK have a first world Health Care crisis. The system, while availablle to all, is not functioning correctly. The system is inadequately funded. The evel of health care has been comprimised. There are indeed waits for operation. That is not to say if you are gravely ill you do not get treatment but if you need a replacement knee, or worse yet open heart surgery, you may have to wait. Your quality of life is comprimised. That is a first world health care crisis. That situation would be totally unacceptable in the United States..se what do we have..we have a health insurance crisis and here is my stump speech..any serious candidate for office should feel free to borrow these ideas. I wish you would.
The USA has more than enough healthcare facilities. It has on fact the best healthcare in the world...really, I know, for a fact. But the means by which we obtain healthcare, through health insurance is failing and failing terribly. In fact, it is UnAmerican. You see most of us do not own our healthcare policy...think of it, if you get health insurance from your company whose name is on the card...quick check..aha..in most cases, you see the company's name. Where is your name? Now look at the driver's insurance, whose name ison that card..your name..wowwhat a revelation. So you have healthcare because you are presently part of a large group. Now tell me, how many choices do you have whne you get health insurance from your employer...two, maybe three, if you're lucky. Now if you are let go, leave or get fired what happens uh you lose your policy.. excuse me that was never your policy to begin wiht anyway. We live in thta dred every day. I hate my job but I need the benefits. Doesn't that sound lovely....
I want companies out of health insurance. What is wrong with a plan where the company issues you a voucher for healthcare that coveres whatever insurance policy you currently have. Now, you can stay in your current plan or buy another policy..now the policy has your name on it. The fact is your company sees paying you health care benefits as an expense and thus motivated to reduce this expense. It is usually reduced by increasin your deductible or reducing your coverage.... hey,,,I can do that or not.
Now here is the beauty of the voucher..now every company that provides their employees healthcare, will provide vouchers..so if you leave company A for company B..you carry your policy with you and guess what company B provides you a voucher, part of your employment terms. It gets better, really. Small businesses are creating most of the new jobs in this country. Really they are, including self employed people. Now, they do not have to compete with big companies to provide healthcare,,they can provide vouchers for their employees because thise employees will already have their own health care policy. Of course, all those people in HS in health benefits can start working in more productive areas.
As individuals, we have responsibility, yes we do. At the same time we have control of our own healthcare. But wait there is more.....We all get concerned if we arelet go, how do we keep our health care or under my system...voucher.... the state provides unemployoment insurance,....well the health insurance voucher is a large part, now of your salary. You pay separately for Unemploymeny Health Insurace....you got it. You lose your job this insurance continues to pay your voucher..you are basically covered.
Oh, I hearit now..but if I try to buy health insurance on my own it is so much more expensive. Of course, it is, the system has been distorted to where heath insurance is provided through massive groups..no one wants to deal with the individual...but once you do....well that little salamander will be calling you and offering you quotes on lower cost health insurance. The plan is radical but it is American..individual ownership, self responsibility and taking charge of your own destiny.
Hey it's radical..but any other way and we will be continuing to talk about a healthcare crisis.
The USA has more than enough healthcare facilities. It has on fact the best healthcare in the world...really, I know, for a fact. But the means by which we obtain healthcare, through health insurance is failing and failing terribly. In fact, it is UnAmerican. You see most of us do not own our healthcare policy...think of it, if you get health insurance from your company whose name is on the card...quick check..aha..in most cases, you see the company's name. Where is your name? Now look at the driver's insurance, whose name ison that card..your name..wowwhat a revelation. So you have healthcare because you are presently part of a large group. Now tell me, how many choices do you have whne you get health insurance from your employer...two, maybe three, if you're lucky. Now if you are let go, leave or get fired what happens uh you lose your policy.. excuse me that was never your policy to begin wiht anyway. We live in thta dred every day. I hate my job but I need the benefits. Doesn't that sound lovely....
I want companies out of health insurance. What is wrong with a plan where the company issues you a voucher for healthcare that coveres whatever insurance policy you currently have. Now, you can stay in your current plan or buy another policy..now the policy has your name on it. The fact is your company sees paying you health care benefits as an expense and thus motivated to reduce this expense. It is usually reduced by increasin your deductible or reducing your coverage.... hey,,,I can do that or not.
Now here is the beauty of the voucher..now every company that provides their employees healthcare, will provide vouchers..so if you leave company A for company B..you carry your policy with you and guess what company B provides you a voucher, part of your employment terms. It gets better, really. Small businesses are creating most of the new jobs in this country. Really they are, including self employed people. Now, they do not have to compete with big companies to provide healthcare,,they can provide vouchers for their employees because thise employees will already have their own health care policy. Of course, all those people in HS in health benefits can start working in more productive areas.
As individuals, we have responsibility, yes we do. At the same time we have control of our own healthcare. But wait there is more.....We all get concerned if we arelet go, how do we keep our health care or under my system...voucher.... the state provides unemployoment insurance,....well the health insurance voucher is a large part, now of your salary. You pay separately for Unemploymeny Health Insurace....you got it. You lose your job this insurance continues to pay your voucher..you are basically covered.
Oh, I hearit now..but if I try to buy health insurance on my own it is so much more expensive. Of course, it is, the system has been distorted to where heath insurance is provided through massive groups..no one wants to deal with the individual...but once you do....well that little salamander will be calling you and offering you quotes on lower cost health insurance. The plan is radical but it is American..individual ownership, self responsibility and taking charge of your own destiny.
Hey it's radical..but any other way and we will be continuing to talk about a healthcare crisis.
3 Comments:
This is a refreshing way of looking at the health care crisis here in America---with solutionsW@@@
ahh--forgot--do you mind if I link your blog?--let me know!!
Link away, just don't sign me up for any club
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